USA HOME GROUP

  • Property Search
    • Search By Criteria
    • Search By Map
    • Search By New Listings
    • Search By New Construction
    • Search Bank Owned
  • Buyers
    • SELECT AN AGENT
    • GET A LOAN
    • PREPARE A "WISHLIST"
    • VISIT PROPERTIES
    • LEARN ABOUT THE NEIGHBORHOOD
    • Determining the Price
    • MAKING THE OFFER
    • DUE DILIGENCE
    • CLOSING/POSSESSION
  • Sellers
    • Are You Ready To Sell?
    • Select A Realtor®
    • Marketing Your Home
    • Accepting an Offer
    • Closing
    • Frequently Asked Questions
  • Home Value
  • Cash Offer
    • FAQ
  • Login
  • Contact
  • Property Search
    • Search By Criteria
    • Search By Map
    • Search By New Listings
    • Search By New Construction
    • Search Bank Owned
  • Buyers
    • SELECT AN AGENT
    • GET A LOAN
    • PREPARE A "WISHLIST"
    • VISIT PROPERTIES
    • LEARN ABOUT THE NEIGHBORHOOD
    • Determining the Price
    • MAKING THE OFFER
    • DUE DILIGENCE
    • CLOSING/POSSESSION
  • Sellers
    • Are You Ready To Sell?
    • Select A Realtor®
    • Marketing Your Home
    • Accepting an Offer
    • Closing
    • Frequently Asked Questions
  • Home Value
  • Cash Offer
    • FAQ
  • Login
  • Contact
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Step 2 - Get a Loan

The process of buying a home starts with determining your buying power: that is, your cash available plus your borrowing capacity.

This is a vital step in the buying process – often, the difference between having your offer accepted or rejected. It is our policy for each Buyer to obtain a “Pre-Approval” letter from a reputable Mortgage Lender which will be included with any purchase offer you wish to submit on a home. We will assist you in this process.

As a first step, we will ask you a series of questions such as: your available cash reserves, income, current debt, cash to be freed up on the sale of your existing home, employer provided allowances for moving costs, and so on.

In this way, we can recommend you to mortgage lenders most suited to help you whether you require: FHA, VA, Jumbo, Conventional, or a first time home buyer program. 

Go to Step 3.

We Would Love to Have You Visit Soon!

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Serving the Greater Tampa Area
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813-513-7377
[email protected] 
2350 E State Road 60 
Valrico, FL 33594 ​
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